{"id":3671,"date":"2024-09-14T07:58:09","date_gmt":"2024-09-14T07:58:09","guid":{"rendered":"https:\/\/themewant.com\/products\/wordpress\/bizgen\/?page_id=3671"},"modified":"2025-05-26T06:28:44","modified_gmt":"2025-05-26T06:28:44","slug":"education-loan","status":"publish","type":"page","link":"https:\/\/kaminaloans.co.za\/index.php\/services\/education-loan\/","title":{"rendered":"Education Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3671\" class=\"elementor elementor-3671\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a0cdc parallax-section e-flex e-con-boxed rt-default-class e-con e-parent\" data-id=\"c1a0cdc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0681ec8 rt-default-class elementor-widget elementor-widget-rtbreadrumb\" data-id=\"0681ec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"rtbreadrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    \r\n\r\n    <div class=\"breadcrumb-inner-addon\">\r\n        <div class=\"rt-title-part\">\r\n            <h1 class=\"page-title\"><\/h1>\r\n            Invest in Potential \u2013 Future-Focused Funding for Students &amp; Parents        <\/div>\r\n        <div class=\"breadcrumb-path\">\r\n                <a href=\"https:\/\/kaminaloans.co.za\/\">Home<\/a>            <\/div>\r\n    <\/div>   \r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-596ec43 e-flex e-con-boxed rt-default-class e-con e-parent\" data-id=\"596ec43\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e869e5e e-con-full e-flex rt-default-class e-con e-child\" data-id=\"e869e5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9c3d3a5 rt-default-class elementor-widget elementor-widget-react-heading\" data-id=\"9c3d3a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"react-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"animation-style2 react-heading default\">\r\n\t\t\t<div class=\"title-inner no bg_sub_text_no double_sub_text_no\">\r\n\t\t\t\t<div class=\"split_collab_words\"><h2 class=\"title word-line\">Education Loans (Student &amp; Tuition Financing)<\/h2><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\r\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dce2af rt-default-class elementor-widget elementor-widget-text-editor\" data-id=\"0dce2af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>Key Features<\/strong><\/h4><p class=\"ds-markdown-paragraph\">\u2705\u00a0<strong>Loan Amounts:<\/strong>\u00a0R10,000 \u2013 R500,000<br \/>\u2705\u00a0<strong>Coverage:<\/strong>\u00a0Tuition + textbooks + accommodation (up to R15,000\/month)<br \/>\u2705\u00a0<strong>Repayment Terms:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\"><em>Students:<\/em>\u00a01-year grace period after graduation<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><em>Parents:<\/em>\u00a0Immediate or deferred options<br \/>\u2705\u00a0<strong>Interest Rates:<\/strong><\/p><\/li><li><p class=\"ds-markdown-paragraph\">Prime + 2% (with guarantor)<\/p><\/li><li><p class=\"ds-markdown-paragraph\">7% (unsecured)<\/p><\/li><\/ul><h4><strong>Target Market<\/strong><\/h4><ul><li><p class=\"ds-markdown-paragraph\"><strong>University Students<\/strong>\u00a0(NSFAS top-ups for private colleges)<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>TVET\/Vocational Learners<\/strong>\u00a0(Chefs, coders, trades)<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Parents<\/strong>\u00a0(Bridging gaps in school fees\/school trips)<\/p><\/li><\/ul><h4><strong>Strategic Advantages for Kamina<\/strong><\/h4><p class=\"ds-markdown-paragraph\">\ud83d\udd39\u00a0<strong>Gap in the Market:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\">NSFAS rejects 25% of applicants<\/p><\/li><li><p class=\"ds-markdown-paragraph\">Banks require 650+ credit scores<br \/>\ud83d\udd39\u00a0<strong>Innovative Products:<\/strong><\/p><\/li><li><p class=\"ds-markdown-paragraph\"><em>&#8220;Pay-When-You-Earn&#8221;<\/em>\u00a0(Income-share agreements)<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><em>&#8220;Parent Co-Sign Loans&#8221;<\/em>\u00a0(Lower rates for family-backed apps)<\/p><\/li><\/ul><h4><strong>Compliance &amp; Risk Management<\/strong><\/h4><p class=\"ds-markdown-paragraph\">\u26a0\u00a0<strong>NCR Rules:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\">Must prove affordability (parent\/student income)<\/p><\/li><li><p class=\"ds-markdown-paragraph\">No penalty for early settlement<br \/>\u26a0\u00a0<strong>Default Prevention:<\/strong><\/p><\/li><li><p class=\"ds-markdown-paragraph\">Partner with universities for graduate employment tracking<\/p><\/li><li><p class=\"ds-markdown-paragraph\">Offer repayment holidays for unemployment<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d5f459 rt-default-class elementor-widget elementor-widget-image\" data-id=\"5d5f459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2477\" height=\"1651\" src=\"https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan.jpg\" class=\"attachment-full size-full wp-image-4298\" alt=\"\" srcset=\"https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan.jpg 2477w, https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan-300x200.jpg 300w, https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan-1024x683.jpg 1024w, https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan-768x512.jpg 768w, https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan-1536x1024.jpg 1536w, https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2025\/05\/edu-loan-2048x1365.jpg 2048w\" sizes=\"(max-width: 2477px) 100vw, 2477px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f40133 e-con-full e-flex rt-default-class e-con e-child\" data-id=\"8f40133\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10f4ffa rt-default-class elementor-widget elementor-widget-react-heading\" data-id=\"10f4ffa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"react-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"animation-style2 react-heading default\">\r\n\t\t\t<div class=\"title-inner no bg_sub_text_no double_sub_text_no\">\r\n\t\t\t\t<div class=\"split_collab_words\"><h2 class=\"title word-line\">Do you want to know?<\/h2><\/div>\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\r\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b81f5a7 rt-accor rt-default-class elementor-widget elementor-widget-accordion\" data-id=\"b81f5a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1931\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1931\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"rt rt-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"rt rt-angle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Who qualifies for an education loan in South Africa?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1931\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1931\"><p class=\"ds-markdown-paragraph\">To be eligible, you typically need:<br \/>\u2705\u00a0<strong>For Students:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\">Acceptance letter from an accredited institution (public\/private)<\/p><\/li><li><p class=\"ds-markdown-paragraph\">South African ID or valid study visa<\/p><\/li><li><p class=\"ds-markdown-paragraph\">A co-signer (parent\/guardian\/employer) with:<\/p><ul><li><p class=\"ds-markdown-paragraph\">Proof of income (R15k+ monthly)<\/p><\/li><li><p class=\"ds-markdown-paragraph\">Good credit history (no recent defaults)<\/p><\/li><\/ul><\/li><\/ul><p class=\"ds-markdown-paragraph\">\u2705\u00a0<strong>For Parents:<\/strong><\/p><ul><li><p class=\"ds-markdown-paragraph\">6+ months\u2019 bank statements<\/p><\/li><li><p class=\"ds-markdown-paragraph\">No active debt review<\/p><\/li><\/ul><p class=\"ds-markdown-paragraph\"><em>&#8220;We consider part-time students and vocational programs!&#8221;<\/em><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1932\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1932\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"rt rt-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"rt rt-angle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How does repayment work during studies?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1932\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1932\"><p class=\"ds-markdown-paragraph\">Kamina offers\u00a0<strong>flexible repayment options<\/strong>:<\/p><ul><li><p class=\"ds-markdown-paragraph\"><strong>Grace Period:<\/strong>\u00a0Pay only interest (or nothing) until 6\u201312 months after graduation<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Partial Payments:<\/strong>\u00a0Reduce principal early to save interest<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Income-Based:<\/strong>\u00a0Start at R500\/month if employed part-time<\/p><\/li><\/ul><p class=\"ds-markdown-paragraph\"><strong>Example:<\/strong><br \/>&#8220;A R100k loan at 12% interest costs ~R1,200\/month post-graduation over 7 years.&#8221;<\/p><p class=\"ds-markdown-paragraph\">\u26a0\u00a0<strong>Key Tip:<\/strong>\u00a0<em>&#8220;Late payments during studies still affect credit scores.&#8221;<\/em><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1933\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1933\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"rt rt-angle-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"rt rt-angle-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What if I don\u2019t get a job after graduating?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1933\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1933\"><p class=\"ds-markdown-paragraph\">We provide\u00a0<strong>three safety nets<\/strong>:<\/p><ol start=\"1\"><li><p class=\"ds-markdown-paragraph\"><strong>Repayment Holidays:<\/strong>\u00a0Freeze payments for 3\u20136 months (max twice)<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Rate Reductions:<\/strong>\u00a0Lower interest if earning below R15k\/month<\/p><\/li><li><p class=\"ds-markdown-paragraph\"><strong>Career Support:<\/strong>\u00a0Free access to our partner job portals<\/p><\/li><\/ol><p class=\"ds-markdown-paragraph\"><em>&#8220;Defaulting permanently blocks future credit \u2013 talk to us first!&#8221;<\/em><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dcf33fe e-con-full e-flex rt-default-class e-con e-child\" data-id=\"dcf33fe\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4daf525 e-con-full e-flex rt-default-class e-con e-child\" data-id=\"4daf525\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-262f576 rt-default-class elementor-widget elementor-widget-heading\" data-id=\"262f576\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our Services<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28f7d08 rt-default-class elementor-widget elementor-widget-rt-mega-navigation-menu\" data-id=\"28f7d08\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;padding_horizontal_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:13,&quot;sizes&quot;:[]},&quot;menu_item_margin&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;0&quot;,&quot;right&quot;:&quot;0&quot;,&quot;bottom&quot;:&quot;15&quot;,&quot;left&quot;:&quot;0&quot;,&quot;isLinked&quot;:false},&quot;border_radius_radius_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;5&quot;,&quot;right&quot;:&quot;5&quot;,&quot;bottom&quot;:&quot;5&quot;,&quot;left&quot;:&quot;5&quot;,&quot;isLinked&quot;:true},&quot;enable_submenu_icon&quot;:&quot;none&quot;,&quot;enable_vertical_active_menu_icon&quot;:&quot;none&quot;,&quot;vertical_menu_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;vertical_menu_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;vertical_menu_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;vertical_menu_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;vertical_menu_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;vertical_menu_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;padding_horizontal_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;menu_item_margin_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;menu_item_margin_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;menu_item_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;menu_item_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;menu_item_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;border_radius_radius_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;border_radius_radius_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_link_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_link_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_link_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_border_radius&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_border_radius_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_border_radius_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_margin&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_margin_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_margin_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;dropdown_item_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;mobile_menu_container_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;mobile_menu_container_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;mobile_menu_container_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;mobile_menu_padding&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;mobile_menu_padding_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;mobile_menu_padding_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;padding_horizontal_mobile_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_mobile_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_horizontal_mobile_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_mobile_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:15,&quot;sizes&quot;:[]},&quot;padding_vertical_mobile_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;padding_vertical_mobile_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;border_radius_radius_mobile_menu_item&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;border_radius_radius_mobile_menu_item_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true},&quot;border_radius_radius_mobile_menu_item_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;top&quot;:&quot;&quot;,&quot;right&quot;:&quot;&quot;,&quot;bottom&quot;:&quot;&quot;,&quot;left&quot;:&quot;&quot;,&quot;isLinked&quot;:true}}\" data-widget_type=\"rt-mega-navigation-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"rtmega-elelmentor-widget menu-wrapper rtmega-menu-container rtmega-menu-area enabled-desktop-menu enabled-vertical-menu\"><div class=\"vertical-expaned-menu-area 6a011cd517369 vertical-expaned-menu-area-\">\n\t\t\t\t\t\t<div class=\"rtmega-menu-vertical-always-expanded rtmega-menu-vertical-expanded opened  expand-position-\">\n\t\t\t\t\t\t\t<div class=\"rtmega-menu-mobile-navigation rt-mega-arrow-add rtmega-single-arrow rt-mega-arrow-add-right\"><ul id=\"menu-service-menu\" class=\"menu desktop-menu rtmega-megamenu vertical-submenu-expand-mode-click vertical \"><li id=\"nav-menu-item-2786\" class=\"main-menu-item  menu-item-even menu-item-depth-0 menu-item menu-item-type-post_type menu-item-object-page\"><a href=\"https:\/\/kaminaloans.co.za\/index.php\/services\/payday-loan\/\" class=\"menu-link main-menu-link\"><div class=\"menu-text\"><span>Payday Loan<\/span><\/div><\/a><\/li>\n<li id=\"nav-menu-item-2787\" class=\"main-menu-item  menu-item-even menu-item-depth-0 menu-item menu-item-type-post_type menu-item-object-page\"><a href=\"https:\/\/kaminaloans.co.za\/index.php\/services\/business-loan\/\" class=\"menu-link main-menu-link\"><div class=\"menu-text\"><span>Business Loan<\/span><\/div><\/a><\/li>\n<li id=\"nav-menu-item-2760\" class=\"main-menu-item  menu-item-even menu-item-depth-0 menu-item menu-item-type-post_type menu-item-object-page\"><a href=\"https:\/\/kaminaloans.co.za\/index.php\/services\/property-loans\/\" class=\"menu-link main-menu-link\"><div class=\"menu-text\"><span>Property Loans<\/span><\/div><\/a><\/li>\n<li id=\"nav-menu-item-4270\" class=\"main-menu-item  menu-item-even menu-item-depth-0 menu-item menu-item-type-post_type menu-item-object-page\"><a href=\"https:\/\/kaminaloans.co.za\/index.php\/services\/education-loan\/\" class=\"menu-link main-menu-link\"><div class=\"menu-text\"><span>Education Loan<\/span><\/div><\/a><\/li>\n<li id=\"nav-menu-item-3591\" class=\"main-menu-item  menu-item-even menu-item-depth-0 menu-item menu-item-type-post_type menu-item-object-page\"><a href=\"https:\/\/kaminaloans.co.za\/index.php\/services\/vehicle-asset-finance\/\" class=\"menu-link main-menu-link\"><div class=\"menu-text\"><span>Vehicle &#038; Asset Finance<\/span><\/div><\/a><\/li>\n<li id=\"nav-menu-item-4269\" class=\"main-menu-item  menu-item-even menu-item-depth-0 menu-item menu-item-type-post_type menu-item-object-page\"><a href=\"https:\/\/kaminaloans.co.za\/index.php\/services\/debt-consolidation-loan\/\" class=\"menu-link main-menu-link\"><div class=\"menu-text\"><span>Debt Consolidation Loan<\/span><\/div><\/a><\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c82aeef e-con-full e-flex rt-default-class e-con e-child\" data-id=\"c82aeef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9eea69d rt-default-class elementor-widget elementor-widget-image\" data-id=\"9eea69d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"445\" height=\"179\" src=\"https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2024\/08\/Kamina-XX.png\" class=\"attachment-full size-full wp-image-4030\" alt=\"\" srcset=\"https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2024\/08\/Kamina-XX.png 445w, https:\/\/kaminaloans.co.za\/wp-content\/uploads\/2024\/08\/Kamina-XX-300x121.png 300w\" sizes=\"(max-width: 445px) 100vw, 445px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8dad9f rt-default-class elementor-widget elementor-widget-heading\" data-id=\"a8dad9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Need Education Loan? Apply Below<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f1b065 rt-default-class elementor-widget elementor-widget-react-button\" data-id=\"1f1b065\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"react-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\r\n\t\t\r\n\t<div class=\"react-button\">\r\n\t\t\t\t<a class=\"react_button\" href=\"https:\/\/loanapplication.kaminaloans.co.za\/reg\/online_reg.php\" >\r\n\r\n\t\t   \t\r\n\r\n\t\t<span class=\"btn_text\">Click here<\/span>\r\n\r\n\t\t\t\t\t<\/a>\r\n\t<\/div>\t\t\r\n\r\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Invest in Potential \u2013 Future-Focused Funding for Students &amp; Parents Home Education Loans (Student &amp; Tuition Financing) Key Features \u2705\u00a0Loan Amounts:\u00a0R10,000 \u2013 R500,000\u2705\u00a0Coverage:\u00a0Tuition + textbooks + accommodation (up to R15,000\/month)\u2705\u00a0Repayment Terms: Students:\u00a01-year grace period after graduation Parents:\u00a0Immediate or deferred options\u2705\u00a0Interest Rates: Prime + 2% (with guarantor) 7% (unsecured) Target Market University Students\u00a0(NSFAS top-ups for private&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":15,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3671","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/pages\/3671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=3671"}],"version-history":[{"count":12,"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/pages\/3671\/revisions"}],"predecessor-version":[{"id":4424,"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/pages\/3671\/revisions\/4424"}],"up":[{"embeddable":true,"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/pages\/15"}],"wp:attachment":[{"href":"https:\/\/kaminaloans.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=3671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}